SpendWise
SpendWise
This app reimagines personal finance management for students using AI to provide tailored budgeting solutions. It features smart discount suggestions, saving nudges, and optional parental monitoring to support financial independence. The goal is to make managing money intuitive, personalized, and student-friendly.
This app reimagines personal finance management for students using AI to provide tailored budgeting solutions. It features smart discount suggestions, saving nudges, and optional parental monitoring to support financial independence. The goal is to make managing money intuitive, personalized, and student-friendly.
Mobile App Design
Mobile App Design
Project Type:
Personal Project
Industry:
Personal Finance
Role:
Product Design & Research
Project Type
Personal Project
Industry
Personal Finance
Role
Product Design & Research
Team
SpendWise
This app reimagines personal finance management for students using AI to provide tailored budgeting solutions. It features smart discount suggestions, saving nudges, and optional parental monitoring to support financial independence. The goal is to make managing money intuitive, personalized, and student-friendly.
Mobile App Design
Project Type
Personal Project
Industry
Personal Finance
Team
problem statement 📝
problem statement 📝
College students struggle to manage their finances effectively while balancing independence and parental oversight.
College students struggle to manage their finances effectively while balancing independence and parental oversight.
College students struggle to manage their finances effectively while balancing independence and parental oversight.
71% of students worry about their monthly expenses
65% exceed their monthly budgets regularly
83% wish they had better spending insights
58% want to maintain privacy while sharing financial updates with parents
77% miss out on student discounts and deals around campus
71% of students worry about their monthly expenses
65% exceed their monthly budgets regularly
83% wish they had better spending insights
58% want to maintain privacy while sharing financial updates with parents
77% miss out on student discounts and deals around campus
71% of students worry about their monthly expenses
65% exceed their monthly budgets regularly
83% wish they had better spending insights
58% want to maintain privacy while sharing financial updates with parents
77% miss out on student discounts and deals around campus
Competitive analysis 🥊
Competitive analysis 🥊
Through market research and competitive analysis, I identified gaps in existing finance apps, such as limited personalization and lack of student-focused features. These insights guided the app’s unique offerings, like.
Through market research and competitive analysis, I identified gaps in existing finance apps, such as limited personalization and lack of student-focused features. These insights guided the app’s unique offerings, like.
Through market research and competitive analysis, I identified gaps in existing finance apps, such as limited personalization and lack of student-focused features. These insights guided the app’s unique offerings, like.
User research 👥
User research 👥
Conducted comprehensive research involving 10 one-on-one user interviews 24 survey responses
Key findings revealed that users wanted:
24/7 financial guidance
Personalized savings recommendations
Automatic transaction categorization
Visual budget tracking
Bill payment reminders
Shared expense management
Investment tracking integration
Conducted comprehensive research involving 10 one-on-one user interviews 24 survey responses
Key findings revealed that users wanted:
24/7 financial guidance
Personalized savings recommendations
Automatic transaction categorization
Visual budget tracking
Bill payment reminders
Shared expense management
Investment tracking integration
Conducted comprehensive research involving 10 one-on-one user interviews 24 survey responses
Key findings revealed that users wanted:
24/7 financial guidance
Personalized savings recommendations
Automatic transaction categorization
Visual budget tracking
Bill payment reminders
Shared expense management
Investment tracking integration
user story board 🎬
user story board 🎬
Project goals 🎯
Project goals 🎯
Simplicity First: Making financial management accessible to everyone
Simplicity First: Making financial management accessible to everyone
Simplicity First: Making financial management accessible to everyone
AI-Powered Guidance: Providing personalized financial advice
AI-Powered Guidance: Providing personalized financial advice
AI-Powered Guidance: Providing personalized financial advice
Actionable Insights: Converting data into practical financial advice
Actionable Insights: Converting data into practical financial advice
Actionable Insights: Converting data into practical financial advice
Smart Automation: Minimizing manual data entry
Smart Automation: Minimizing manual data entry
Smart Automation: Minimizing manual data entry
Information Architecture & wireframing
Information Architecture & wireframing
FInal design 🥁
FInal design 🥁
The homepage offers a spending summary, AI-driven tips for smarter finances, and nearby deals to simplify saving.
The transaction page offers a clear and organized log of all student expenses, categorized for easy tracking. It includes features like search and filters.
AI-generated insights to highlight spending trends and irregularities. This design ensures students can quickly review their financial activity and stay on top of their budgets.
The app features "Penny," an AI assistant for real-time chats. It provides personalized insights, answers finance-related queries, and helps users stay on top of their budget. This interactive feature ensures students have instant, friendly support for managing their finances.
Add transactions manually or save time by scanning receipts. With AI-powered recognition, receipts are automatically logged, simplifying the process. This feature caters especially to busy or lazy students, making financial tracking effortless.
The Budget Page helps students track their spending across categories, ensuring they stay on budget. It visually indicates whether users are on track or exceeding limits, promoting mindful spending. This feature simplifies financial awareness by providing real-time insights into spending habits.
Testing the prototype
Testing the prototype
After designing the app, I conducted user testing with a group of students to evaluate its usability and effectiveness. Participants explored features like the Budget Page and AI-driven suggestions, providing valuable feedback on clarity and functionality. During user testing, students expressed enthusiasm about the app’s tailored features, particularly the Budget Page, which they found highly intuitive and practical for tracking expenses. They appreciated the real-time insights and clear visual indicators, making it easy to identify overspending in specific categories.
After designing the app, I conducted user testing with a group of students to evaluate its usability and effectiveness. Participants explored features like the Budget Page and AI-driven suggestions, providing valuable feedback on clarity and functionality. During user testing, students expressed enthusiasm about the app’s tailored features, particularly the Budget Page, which they found highly intuitive and practical for tracking expenses. They appreciated the real-time insights and clear visual indicators, making it easy to identify overspending in specific categories.
After designing the app, I conducted user testing with a group of students to evaluate its usability and effectiveness. Participants explored features like the Budget Page and AI-driven suggestions, providing valuable feedback on clarity and functionality. During user testing, students expressed enthusiasm about the app’s tailored features, particularly the Budget Page, which they found highly intuitive and practical for tracking expenses. They appreciated the real-time insights and clear visual indicators, making it easy to identify overspending in specific categories.
my learnings . . .
my learnings . . .
Through this project we realised that regular user testing revealed critical insights, reminding us that a successful design evolves through continuous feedback and iteration.
Our design philosophy evolved from merely presenting data to creating a compassionate, personalized experience that demystifies financial complexity.
The key breakthrough was understanding that users don't just want numbers—they seek guidance, reassurance, and a sense of control over their financial narrative.
Our design prioritized transparency, emotional support, and adaptive learning, ensuring that every interaction feels like a conversation with a knowledgeable, supportive friend rather than a cold, transactional tool.
And that’s a wrap. Thank you for reading!
Through this project we realised that regular user testing revealed critical insights, reminding us that a successful design evolves through continuous feedback and iteration.
Our design philosophy evolved from merely presenting data to creating a compassionate, personalized experience that demystifies financial complexity.
The key breakthrough was understanding that users don't just want numbers—they seek guidance, reassurance, and a sense of control over their financial narrative.
Our design prioritized transparency, emotional support, and adaptive learning, ensuring that every interaction feels like a conversation with a knowledgeable, supportive friend rather than a cold, transactional tool.
And that’s a wrap. Thank you for reading!
Through this project we realised that regular user testing revealed critical insights, reminding us that a successful design evolves through continuous feedback and iteration.
Our design philosophy evolved from merely presenting data to creating a compassionate, personalized experience that demystifies financial complexity.
The key breakthrough was understanding that users don't just want numbers—they seek guidance, reassurance, and a sense of control over their financial narrative.
Our design prioritized transparency, emotional support, and adaptive learning, ensuring that every interaction feels like a conversation with a knowledgeable, supportive friend rather than a cold, transactional tool.
And that’s a wrap. Thank you for reading!
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